Industries · Review first
Construction & specialty trades
Construction and specialty trades — talk to us first.
- Projects
- Job estimates
- Crews

How it works for your business
Construction money moves in stages — estimate, deposit, progress billing, final payment — often with equipment and materials on the side. Underwriting asks how far ahead customers pay, how projects are documented and how disputes are handled.
This is not an open program on the network yet. We review construction and trade businesses with our processing partners case by case. Request a review and an agent will follow up.
Eligibility. Approval, pricing and terms are set by the processing partner and its sponsor bank. Nothing on this page is an approval.
What you’ll need
There is no open application for this industry yet, so we don’t publish a checklist. Request a review and we’ll tell you what the processing partner would need.
Preparation tips
- Have your contract or estimate template and your deposit and progress-billing terms ready.
- Know your typical project size and how long projects run.
- Know how customers pay today.
Tips help you prepare; they are not underwriting requirements.
Questions
Can I apply online now?
Not yet for this industry. Request a review and we’ll tell you what is available.
AI assistant
Meet Pyper — your friendly guide through the entire journey.
Pyper explains each step, finds what’s missing and drafts the next message — only from what you’re allowed to see. Pyper is an AI assistant: it never approves accounts or gives legal advice, and a person is always a click away.
Tell us about your business
We’ll review your business with our processing partners and come back to you.
