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The platform

One engine. One secure login. Every partner connected.

Merchant 360 is the shared system of record behind every branded view — processor workspaces, ISO portals, agent desks and merchant portals — with Pyper helping at every step.

How it fits together

Merchant 360Platform, system of record and master admin
Processing partnersCliq first; more by configuration
ISOs & AltirasPayBranded portals for each sales organization
AgentsOne login across authorized partners
MerchantsOnboarding, documents, status and servicing

Each layer sees only what it is authorized for. Branding changes how a portal looks — never who can see what.

Modules

Merchant Applications

Guided applications built on the processor’s actual form, with autosave and e-signature.

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Processor Routing

Match each deal to an authorized processing program — Cliq first, more partners by configuration.

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White-Label Portals

Branded m360 portals for ISOs and sales organizations on one shared engine.

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Pipeline & CRM

Leads, stages, tasks, follow-ups and a full timeline for every merchant.

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Portfolio Reporting

Books of business and residual statements from imported processor data — never estimates dressed up as actuals.

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Merchant Servicing

Support cases, messages and missing-item requests after the account is live.

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Documents & E-sign

A private, versioned document vault, signed PDFs and audit certificates.

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Smart Links & Attribution

Merchant invitation links that credit the right agent and ISO.

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Pyper AI Assistance

A permission-aware AI guide for merchants, agents, ISOs and staff.

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How it works

  1. 1Get your secure workspaceJoin as an ISO or agent, or start as a merchant. One login.
  2. 2Find and onboard the right merchantIndustry paths ask only the questions that apply.
  3. 3Match and submit to an authorized processorOnly programs you’re authorized for, with a human confirming every submission.
  4. 4Track underwriting and missing itemsStatus, requests and documents in one place.
  5. 5Manage live accounts and growYour book of business, servicing and Pyper on hand.

Security and honesty

Permission-scopedEvery person sees only the merchants, partners and documents they are authorized for.
Private documentsDocuments live in a private vault with short-lived download links and a full audit trail.
Processor reviewApplications are reviewed by the processing partner; approval and terms are theirs to set.
Honest statusWe show where a status came from and when — never “real-time” unless it truly is.

See it with your own data model

We’ll show the workspace for your role — processor, ISO, agent or merchant.