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Industries · Review first

Heavy equipment & industrial machinery

Heavy equipment and industrial machinery — talk to us first.

  • Equipment sales
  • Rentals
  • Field service
  • Business payments
Illustrated fox equipment operator in a hard hat with an excavator, a wrench and a rental tag

How it works for your business

An equipment company may sell a machine in the morning and invoice a repair that afternoon. Sales (deposit, inspection, balance), rentals (recurring billing, extensions, damage adjustments) and parts & service (work orders, payments in the field) are three different money flows, and underwriting looks at each.

This is not an open program on the network yet. AltirasPay’s heavy-equipment desk works these businesses with its processing partners one at a time. Request a review and an agent will come back with the options that actually exist today.

AltirasPay, our payments sales agency, places heavy equipment merchants with its processing partners today — read AltirasPay’s page. Merchant 360 is a technology platform, not a bank or a processor.

Eligibility. Approval, pricing and terms are set by the processing partner and its sponsor bank. Nothing on this page is an approval.

What you’ll need

There is no open application for this industry yet, so we don’t publish a checklist. Request a review and we’ll tell you what the processing partner would need.

Preparation tips

  • Know your three ticket sizes: the largest sale, the monthly rental and the average service invoice.
  • Have a sample sales agreement, rental contract and work order ready.
  • Know how deposits and final balances are paid today — card, ACH, wire.

Tips help you prepare; they are not underwriting requirements.

Questions

Can I apply online now?

Not yet for this industry. Request a review and we’ll tell you what is available.

Will a six-figure sale go on a card?

That is for you and the processing partner to decide; deposits are often on card and balances on ACH or wire. Nothing here sets pricing or limits.

Pyper, the Merchant 360 AI assistant

AI assistant

Meet Pyper — your friendly guide through the entire journey.

Pyper explains each step, finds what’s missing and drafts the next message — only from what you’re allowed to see. Pyper is an AI assistant: it never approves accounts or gives legal advice, and a person is always a click away.

Tell us about your business

We’ll review your business with our processing partners and come back to you.