Industries · Review first
Jewelry, diamonds & precious metals
Jewelry, diamonds and precious metals — talk to us first.
- Fine jewelry
- Gold
- Diamonds
- Watches
How it works for your business
High value, easy resale, remote buyers and thin margins on bullion: jewelry and precious metals need a different fraud and payment strategy. Layered fraud controls, a human review above a threshold, insured shipment with signature, and the right rail per product (bullion rarely belongs on a card) are what underwriting asks about.
This is not an open program on the network yet. AltirasPay’s jewelry desk works these businesses with its processing partners one at a time. Request a review and an agent will come back with the options that actually exist today.
AltirasPay, our payments sales agency, places jewelry & precious metals merchants with its processing partners today — read AltirasPay’s page. Merchant 360 is a technology platform, not a bank or a processor.
Eligibility. Approval, pricing and terms are set by the processing partner and its sponsor bank. Nothing on this page is an approval.
What you’ll need
There is no open application for this industry yet, so we don’t publish a checklist. Request a review and we’ll tell you what the processing partner would need.
Preparation tips
- Know your product mix — fabricated jewelry, diamonds, bullion — and your largest order.
- Describe your fraud screening and shipping practices.
- Have any anti-money-laundering program documentation ready if it applies to you.
Tips help you prepare; they are not underwriting requirements.
Questions
Can I apply online now?
Not yet for this industry. Request a review and we’ll tell you what is available.
Can I take bullion orders on a card?
Some processing partners allow it with limits; many bullion sellers prefer ACH or wire. The review tells you what is actually available.
AI assistant
Meet Pyper — your friendly guide through the entire journey.
Pyper explains each step, finds what’s missing and drafts the next message — only from what you’re allowed to see. Pyper is an AI assistant: it never approves accounts or gives legal advice, and a person is always a click away.
Tell us about your business
We’ll review your business with our processing partners and come back to you.